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Business insurance for Shop Owners
Theft, armed robbery, riots, fire breakouts, and natural disasters are a few unexpected incidents that could disrupt, or permanently stop the everyday activities of a successful shop. Imagine this situation. After years of hard work, you finally have a highly profitable shop in a juicy location. Your shop is well-liked, and you have a good […]
Life Insurance: A Complete Breakdown
Most Nigerians do not understand life insurance. Because of this, we tend to underestimate its importance and overestimate the cost. In fact, less than 1% of the Nigerian population have life insurance policies to protect them and their families. However, if you have loved ones depending on you financially, or have plans of securing your […]
What is an HMO and How Does it Work?
HMO is the most popular of all health insurance models. Although in Nigeria, it hasn’t gained popularity with the people. What is an HMO? HMO stands for “Health Maintenance Organization”. HMO is a type of managed care health insurance, offering a wide range of healthcare services through a network of providers (hospitals, pharmacies, ophthalmologists, etc.) […]
WHAT IS A BUSINESS OWNER’S POLICY IN NIGERIA?
A Business Owner’s Policy (BOP) protects small and medium-sized businesses from business-related risks by combining commercial property insurance and general liability insurance into one package. The BOP is preferable to individual insurance policies because it’s very affordable compared to purchasing the policies separately. What does a Business Owner’s Policy Cover? A business owner’s policy offers […]